PRIVACY POLICY
Effective date: 12/31/2020
This Privacy Policy describes the policies and procedures of TalkOptions (“we,” “our,” or “us”) regarding the collection, use, and disclosure of your information when you use our website and services (“Service”). It also describes your privacy rights and how the law protects you.
By using the Service, you agree to the collection and use of information in accordance with this Privacy Policy.
INTERPRETATION AND DEFINITIONS
Interpretation
Capitalized words have meanings defined below. Definitions apply equally whether singular or plural.
Definitions
Account: A unique account created for you to access our Service.
Affiliate: Any entity that controls, is controlled by, or under common control with TalkOptions.
Company: TalkOptions, located at 4300 Sharon Rd, Charlotte, NC 28211.
Cookies: Small files placed on your device to track usage and improve Service.
Consumer: A California resident as defined by the CCPA.
Data Controller: TalkOptions, which determines the purposes and means of processing personal data.
Device: Any device that can access the Service (e.g., smartphone, computer).
Personal Data: Any information that relates to an identified or identifiable individual.
Service: The website operated by TalkOptions at https://www.talkoptions.com.
Service Provider: A third party that processes data on behalf of TalkOptions.
Usage Data: Data automatically collected when using the Service.
User: The individual using the Service, also referred to as “you.”
TYPES OF DATA COLLECTED
Personal Data
We may collect personally identifiable information, including:
Name
Email address
Phone number
Mailing address
Usage data
Usage Data
Includes IP address, browser type/version, pages visited, time/date of visit, time spent on pages, and other diagnostic data. Collected automatically.
TRACKING TECHNOLOGIES AND COOKIES
We use cookies and similar technologies to track activity and improve the Service. You may configure your browser to refuse cookies; however, some Service features may not function properly without them.
Types:
Essential Cookies: Required for operation.
Functionality Cookies: Remember preferences.
Performance Cookies: Track site usage.
Targeting Cookies: Deliver relevant ads.
USE OF YOUR PERSONAL DATA
We may use your data to:
Provide and maintain the Service
Manage your Account
Perform contractual obligations
Communicate with you
Send marketing and promotional material
Analyze usage and improve functionality
Comply with legal obligations
Transfer data in case of business transactions
SHARING OF YOUR PERSONAL DATA
We may share your information with:
Service Providers
Affiliates and partners
Business transfers
Law enforcement when legally required
With your consent
DATA RETENTION
We retain Personal Data as long as necessary to fulfill purposes outlined in this policy, including legal, accounting, or reporting requirements.
DATA TRANSFER
Your data may be transferred to and maintained on computers located outside your jurisdiction where data protection laws may differ.
SECURITY
We use commercially acceptable means to protect your data but cannot guarantee 100% security.
GDPR RIGHTS
If you are in the EU, you have rights under GDPR:
Access, update, or delete your data
Object to processing
Request data portability
Withdraw consent
CCPA RIGHTS (CALIFORNIA RESIDENTS)
You have the right to:
Know what data we collect and why
Request deletion
Opt-out of sale of personal data
Non-discrimination for exercising CCPA rights
To exercise your rights, contact us at: chrisv@talkoptions.com
CHILDREN’S PRIVACY
Our Service is not intended for anyone under the age of 13. We do not knowingly collect data from children.
CHANGES TO THIS POLICY
We may update this Privacy Policy. We will notify you by updating the “Effective date” at the top of this page.
CONTACT US
For questions, contact us at: Email: chrisv@talkoptions.com